Well, after all the excitement and the best efforts of Republicans to say “No” loudly and enough time to make a difference, the President signed the healthcare reform in the law. Supporters are now equally exciting game of trying to decide if this is the greatest victory since Abraham Lincoln, with a little help from General Ulysses S. Grant won the Civil War or the biggest disaster since Hurricane Katrina reminds us of nature can be devastating. Taking into account the fact it is a complicated piece of legislation, this is a bit difficult to predict because so much of it is not designed to go into effect for years. Demand the immediate repeal would not be useful when no one can say how the future will turn out. As time passes and we extracted from the recession is very possible that this may prove to have been a “good thing” in balance. If the “things” are not so well, a bit of tinkering can put things right. History has a way of judging the “things” rather different from what we expect. This leaves us with the following twelve months in which there are elections and an opportunity for voters to have their say. What should happen and this makes reform seem too good to keep?
1. There will be a payment of $ 250 to people in Medicare. This is designed to close the hole in the Part D rings. In 2011, there will be a discount of 50% of the branded drugs in the hole with the hole closed by 2020.
2. As of January 1, 2011 there will be no co-payments for preventive health care. This care will also be exempted when calculating the deductible.
3. After three months, there will be a temporary re-insurance to employers to cover retirees in the age range of 55-64.
4. After six months, insurers may not cancel a policy if a claim is made, or discriminate against children with a pre-existing condition. It should also be new controls to prevent insurers from imposing limits on coverage.
5. Before the reform, most people were insured by their employers. From now on, small businesses can claim tax credits of 35% of the premiums if they decide to buy a health plan. This rises to 50% in 2014. Until now, small companies have always claimed they were victims of discrimination, at a price outside the market by the insurance industry. With a government subsidy, this argument seems less real.
If this will be enough to influence public opinion is anyone’s guess. Health insurance has led to some seriously extreme reactions will take time for people to have a more quiet so the supply of reforms. The reaction of insurance companies is also difficult to predict. Some may react to the new controls by increasing their premiums. Insurers, after all, the non-profit organizations and never have been slow in coming forward with premium hikes. This makes it even more important to get the maximum number of health insurance quotes to know what the policy or plan to buy. When elections come in November 2012, 36 Senate seats and all House seats are at stake. Experts predict that the Democrats will lose seats. But with President Obama in the White House, no repeal became law.